Federal Employee Market

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Life and Annuity Masters has partnered with the right organizations to deliver comprehensive human resource and financial services support for the federal employee; an underserved market. We offer complete financial planning and training to help you understand the needs of federal employees and the best support and resources to help you deliver outstanding service.

Unlike so many marketing niches, the federal market has remained strong in a poor economy. Employees still have the means to save for retirement and insure their future. Their benefits have weak points which can serve as an opportunity for a well trained agent to make dramatic improvements to the safety and amount of their post-retirement cash flow.

There are two key areas of focus; the first being survivor benefit guidance, including a full analysis of the employees group life (FEGLI) selection. The goal being to end the near doubling of premiums each five years at older ages and to explore the possibility of a private plan helping reduce the amount of pension an employee gives up to protect a surviving spouse.

The other focus is to maximize the employees safety, rate of return, and accessibility on accounts where the employee has decision making power. This can be Thrift Savings money (TSP) as well as money held in outside institutions. For the employee who is over 59.5 a full workup of the four basic TSP distribution options is done with an emphasis on improvements that can be implemented immediately, without disturbing current contributions or jeopardizing the coveted 5% matching funds. Please give us a call for more information.

Call Our Federal Employee Team at: (800) 997-8434

Life & Annuity Masters Insurance Marketing is a registered DBA of Lead Masters Insurance Marketing & Financial Network, Inc.
980 Enchanted Way, Suite 204 Simi Valley, CA 93065 | License # 0E55348
Toll Free: (800) 997-8661 | Office: (805) 583-2307 | Fax: (805) 583-2308 Copyright © 2012 All rights reserved.

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Life insurance policies described, quoted, shown and illustrated throughout this website are not available in all states and may include those issued by: Banner Life Insurance Company, Urbana, MD, United of Omaha Life Insurance Company, Omaha, NE, both Mutual of Omaha affiliate companies; Genworth Life and Annuity Insurance Company, Lynchburg, VA and Genworth Life Insurance Company of New York, New York, NY, member companies of Genworth Financial, Inc.; The Independent Order of Foresters, Buffalo, NY; Lincoln Life & Annuity Insurance Company of New York, Syracuse, NY and The Lincoln National Life Insurance Company, Fort Wayne, IN, both insurance company affiliates of Lincoln National Corporation, whose marketing name is Lincoln Financial Group; First MetLife Investors Insurance Company, New York, NY, MetLife Investors USA Insurance Company, Irvine, CA and Metropolitan Life Insurance Company, New York, NY, all three members of the MetLife family; North American Company for Life & Health Insurance, Chicago, IL; Protective Life and Annuity, Birmingham, AL; Pruco Life Insurance Company, Newark, NJ and Pruco Life Insurance Company of New Jersey, Newark, NJ, member companies of Prudential Financial, Inc., Newark, NJ, Transamerica Financial Life Insurance Company, Harrison, NY, and Transamerica Life Insurance Company, Cedar Rapids, IA, both AEGON companies.